QuikyPay Terms of Service

Terms of Service

These terms govern the use of the QuikyPay platform and all related services. By registering for and using QuikyPay, you accept these terms in full.

Version 1.0 Effective since: June 2025 Governing law: State of Delaware, USA

Table of contents

  1. Definitions
  2. Service description
  3. Registration and account
  4. Acceptable use
  5. Payments and billing
  6. Payment processing
  7. Data and privacy
  8. Intellectual property
  9. Limitation of liability
  10. Suspension and cancellation
  11. Amendments
  12. Contact

1. Definitions

For the purposes of these Terms of Service, the following terms shall have the meaning indicated:

2. Service description

QuikyPay is a SaaS (Software as a Service) platform that allows businesses and entrepreneurs to manage recurring charges, memberships, subscriptions, and periodic payments in an automated way.

2.1 Included features

2.2 Business model

QuikyPay operates under two billing models:

๐Ÿ“Œ QuikyPay does not hold or manage End Customer funds. Payments go directly to the Business's bank account through Wompi.

3. Registration and account

3.1 Requirements

3.2 Required information

When registering you must provide: your business's Tax ID/EIN (or equivalent registration number for businesses outside the U.S.), legal name, trade name, legal representative's details, phone number, and email address.

3.3 Account responsibility

You are solely responsible for keeping your access credentials confidential. You must notify us immediately of any unauthorized use of your account.

โš ๏ธ QuikyPay will never ask for your password by email, phone, or any other means.

4. Acceptable use

4.1 Permitted activities

The platform may be used to manage charges for legitimate services, including: memberships, subscriptions, dues, donations, payments for professional services, education, health, entertainment, and other lawful services.

4.2 Prohibited activities

It is strictly prohibited to use QuikyPay for:

Violating these restrictions may result in immediate account suspension with no right to a refund.

5. SaaS payments and billing

5.1 Available plans

5.2 Billing

Paid plans are billed at the start of each period (monthly or annual). Payment is processed automatically through Wompi using the registered card.

5.3 Cancellation and refunds

You may cancel your plan at any time. No refunds are issued for partial periods. Upon cancellation, the account remains active until the end of the paid period and then moves to the Free plan.

5.4 Price changes

QuikyPay reserves the right to modify prices with 30 days' prior notice. Changes apply on the following billing period.

6. Payment processing

6.1 Payment processing partners

QuikyPay processes card payments through third-party payment processors, which may include Wompi, Fiserv, and/or NMI depending on the Business's configuration and licensed plan. By using the platform, you also accept the applicable terms of service of the processor(s) used to handle your transactions.

6.2 Card tokenization

End Customers' card data is tokenized directly by the applicable payment processor under the PCI DSS Level 1 standard. QuikyPay never stores full card data.

6.3 Automatic charges

By activating a subscription, the End Customer authorizes automatic charges on the defined billing cycles. The Business is responsible for clearly disclosing this condition to its customers.

6.4 Disputes and chargebacks

The Business is responsible for handling disputes and chargebacks with the relevant payment processor directly. QuikyPay may suspend the account in the event of an elevated chargeback rate.

7. Data and privacy

The processing of personal data is governed by our Privacy Policy and applicable U.S. federal and state privacy laws, including, where applicable, the California Consumer Privacy Act (CCPA/CPRA).

7.1 Data we collect

7.2 Use of data

Data is used exclusively to: operate the platform, process payments, comply with legal obligations, prevent fraud, and improve the service.

8. Intellectual property

All intellectual property rights over the QuikyPay platform, including software, design, trademarks, and content, belong exclusively to QuikyPay.

You are granted a limited, non-exclusive, non-transferable license to use the platform in accordance with these terms. You may not copy, modify, distribute, or create derivative works of any component of QuikyPay.

9. Limitation of liability

To the maximum extent permitted by law, QuikyPay shall not be liable for:

QuikyPay's maximum liability shall not exceed the amount paid by the Business over the last 3 months of subscription.

10. Suspension and cancellation

10.1 By the user

You may cancel your account at any time from the admin dashboard. Your customers' subscriptions must be managed before cancellation.

10.2 By QuikyPay

QuikyPay may suspend or cancel your account in the event of:

11. Amendments to these terms

QuikyPay may modify these terms at any time. Material changes will be notified by email at least 15 days in advance. Continued use of the platform after such notice constitutes acceptance of the new terms.

12. Governing law and contact

These terms are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-law principles. Any dispute will be resolved by the competent courts of the State of Delaware.

For questions about these terms: